What is liability insurance?

Liability insurance is a type of insurance policy that provides financial protection to an individual or a business in the event that they are held responsible for causing harm or damage to another person or their property.

What is business liability insurance?

Business liability insurance protects the financial interests of companies and business owners in the event that they face formal lawsuits or any third-party claims. Such policies cover any direct financial liabilities incurred, as well as any legal defense expenses. The three main types of business liability insurance are:

What is general liability insurance & how does it work?

Coverage General liability insurance, also known as commercial general liability (CGL) insurance, provides coverage for bodily injury, property damage, personal and advertising injury, and medical payments arising from business operations. This coverage is essential for most businesses and can protect against a wide range of common claims.